Financing Options from Parker Pearce Service Experts Heating & Air Conditioning

April 24, 2016

Just think: it’s August, inching closer and closer to triple digits, and your air conditioning unit dies. It just dies. Doesn’t work. No more air conditioning, no more cool air to combat the summer heat and keep your home comfortable. It’s finished.

So you call an air conditioning company to come take a look and they confirm what you already knew – it’s time you purchased a new AC system. And then they explain something you didn’t know – a new system is going to cost anywhere from $7,000 to $70,000, factoring in the type of air conditioner(s) you desire, the kind of home(s) you have, and the type of energy source you’d like.

Okay, what now? Spend the hottest time of the year soaking in sweat and blowing fans over ice? Or shell out all your savings (and maybe sell an organ) to cover the cost of a new air conditioner?

But what if there was another option? Enter financing.

The number of people who are planning on financing their latest home improvement project is at 70%. When you remember that the average consumer in the United States has under $5,000 they can get ahold of, it makes complete sense. So when life happens and things malfunction, and unexpected expenses such as an air conditioner repair or replacement is required, it is essential that we have affordable financing options available.

At Parker Pearce Service Experts Heating & Air Conditioning we have multiple financing options for homeowners looking to replace their heating or air conditioning systems. The first category of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available money to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period ends.

Parker Pearce Service Experts Heating & Air Conditioning also offers financing options with a lower monthly fixed payment and a decent interest rate. This is for consumers who may not have the full amount as quickly but can afford a lower monthly cost. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost around $10,000. Choosing the 7.99% 120 month loan option can cost as little as $121/month. This payment schedule makes a new heating or air conditioning system more affordable, while also getting an efficient system that will help reduce energy bills while providing home comfort.

The financing programs at Parker Pearce Service Experts Heating & Air Conditioning are as follows:

 

    • Low monthly payments
    • No down payment
    • No annual fees
    • No prepayment penalties
    • Competitive interest rates

 

With so many choices, what are you waiting for? Call Parker Pearce Service Experts Heating & Air Conditioning today for a free in-home home comfort analysis and we will help you determine which heating and cooling system is right for your home AND which financing option is best for your life. We can’t wait to get started!

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